Email info@ecohomelending.com
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Creating A Business With Authentic Integrity

Eco Financial Inc. is a Colorado-based company that offers mortgage loans and financing options to individuals looking for financial stability. We work with clients to help them buy a home, build a home, lower their monthly payments, shorten the duration of their loan, consolidate debt, repair their property, and many other lending choices that rely on real estate for loan security.

Contact Info

  • 3284 Hawthorne Ln, Dacono, CO 80514
  • 720-261-8329
  • info@ecohomelending.com

Conventional Loans

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Conventional Loans

We understand it is easy to get lost when exploring the various types of mortgage loans available. Eco Financial Inc. offers conventional loans which need a little bigger down payment than government loans but give greater freedom and fewer limitations.
This loan option is not insured or guaranteed by the Federal Government, as opposed to loans insured by the United States Department of Agriculture (USDA), the United States Department of Veteran Affairs (VA), or Federal Housing Administration (FHA).

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For a maximum loan amount of $548,250, individuals need to arrange a minimum down payment of 5%. It is a flexible loan option, and with a greater down payment, borrowers can get cheap rates and often avoid mortgage insurance.

We believe it is an ideal loan option for individuals with a stable income stream with a good credit score. Here is how Conventional Loans can benefit you:

  • Lower interest rates
  • Flexible mortgage insurance options
  • Fewer penalties and fees
  • Flexible loan terms