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Don’t start trying to make appointments to view homes until you have mortgage preapproval so you can take action when you find a home you love and don’t end up looking at houses that are out of your budget.

Moving home is a costly process, and buying for the first time is even more intimidating because you need to get a down-payment together, rather than having the equity secured in an asset (the home you’d be selling if you were moving home). Make sure you have your down-payment ready to go – traditionally, it […]

You don’t need to have excellent credit to buy a house, but remember that the better your credit score, the better rates you’ll be able to get. That said, your debt-to-income ratio is also important. If you make $50,000 a year but also hold $10,000 in debt, lenders are going to wonder why you’re looking […]

You need to be realistic about how affordable your new home purchase will be for you, once you have a mortgage to pay for, home maintenance, and all the bills that come with homeownership. Carefully look at your budget and cost everything out – doing so will not only help you feel confident that you’ll […]