Are there special mortgages for first-time buyers?

Yes, there are FHA loans, USDA loans, and VA loans, besides conventional loans, but many are for special circumstances. Make sure your mortgage broker knows if you may apply (such as being a veteran or looking to buy a rural home) so they can look into those options for you.

Decide What You’re Willing to Compromise On And what you’re not. Unless you have an unlimited budget, you’ll probably have to compromise on one area or another to get a home you love. It’s good to get clear on this now so you can decide what homes meet your criteria and what don’t. The market has been hot recently in many areas of the country (and the world), and you often have to make a fast decision about whether or not you’re willing to put down an offer.
Some of us are happy to do some redecorating to get in a good area, while others are happy to live next to a busy street in a beautifully finished home. Decide what you can and can’t live without so you can put in an offer confidently.